Sharon Gay Frazier, 75, of Owensboro, went to heaven on Tuesday, November 11, 2025 at her home surrounded by her family, while under the care of Hospice of Western Kentucky. She was born March 26, 1950 in Owensboro to the late Herman Royal and Anna “Nanny” Ford Royal. Sharon had worked as a loan officer manager for U.S. Bank Home Mortgage for over 40 years. She loved spending time with her grandkids and family.
She is survived by her husband, Joe Terry; son, Chris Frazier (Tami) and their children, Justin and Lanie (Kollin); daughter, Stacy Hamilton (Heath) and their children, Dakota, Kylar (Trinity), and Ryan; sister, Patsy Drewery (the late Bill); step-children, Joey Terry (Stephanie), Jennifer Owen (Kevin), and Tim Terry (Shannon); step-grandchildren; Austin, Madison, Rachel, Noah (Kala), Sidney (John), Clayton (McKenzie), Brady, Maggie, and Nate; and a step-great-grandchild, Marshal.
Funeral services will be held at 2:00 p.m. on Saturday, November 15, 2025 at James H. Davis Funeral Home and Crematory. Burial will follow in Rosehill Cemetery. Visitation is from 10:00 a.m. to 2:00 p.m. on Saturday at the funeral home.
Expressions of sympathy may take the form of donations to Hospice of Western Kentucky, 3419 Wathens Crossing, Owensboro, KY 42301.